Browsing tag: spending

Is life more difficult for those of us who are frugal?

Published November 14, 2016   Posted in How to Think

Here’s an interesting question: If you live a frugal life, is your life harder than the life of someone who spends a great deal more money than you? Or, is it easier? And: If you’re frugal because you have to be, rather than because you choose to be, does that change the scenario? To this […]
Buy a car, a cell phone or virtually anything expensive, and we usually don’t walk out the door without first being hit up for an extended service plan, or warranty. These warranties are sold as a way to “protect our investments”, but do they really work? The truth is these extended warranties often do nothing […]

How quickly can you spot an impulse buy?

Published February 22, 2016   Posted in How to Save

Impulse buys – they are one of the amazingly tricky types of buying that exist for most people. It’s tricky because, as its name implies, these are emotional purchases. We see. We want. We buy. Even if it wasn’t on our shopping list. Even if we’re a money saving expert. Okay, here’s a case in […]

Despite market losses, we’re up over $150k in 2015

Published January 13, 2016   Posted in How to Save

In the beginning of 2015, things were humming along normally. The market was doing well, just like it had been since 2012. We were enjoying solid monthly increases to our net worth on the order of $15k to $30k some months. We were set to retire by the end of 2016, thinking that we’d have more […]

How we use Personal Capital to track our money

Published January 11, 2016   Posted in How to Think

I don’t say this about many financial companies out there, but Personal Capital‘s online money management system has seriously improved the way that my wife and I track our money (Vanguard has a similar system that I love to death, but of course, they only track Vanguard assets!). In the beginning, we used Mint, and […]
One of the most spirited debates within the early retirement community revolves around the influence that a high level of savings (as well as income) has on a person’s ability to retire early.  I have argued in the past that although a high income can help, an aggressive savings schedule is a far better measure […]
With all this talk about early retirement and the hilarious financial mistakes that I made in an earlier life, it is tough to consider the possibility that maybe, just maybe, all that money that I recklessly blew through in my 20s might actually turn into a good thing. I have written before about how imperfect I […]

Life is short, so live a little…they say

Published May 13, 2015   Posted in How to Retire

“Life is too short.  I wanna have some fun now.”  Or, maybe it goes something like “Life’s short, live a little”.  However it is said, the underlying point remains pretty clear: don’t delay your ability to spend some serious cash.  After all, “life is short”. And you know what?  I agree.  I 100% agree that life […]
Over the last couple of years, my wife and I have transitioned over to a philosophy of spending money on experiences rather than stuff – like trips to Sedona, Disney World, Glacier National Park for my birthday this coming July…even a pumpkin patch last October to get us into the mood for Halloween. We simply enjoy […]
Welcome to the very first installment of “Lookie There!”, a series of posts that are designed to highlight interesting, thought-provoking or downright weird financial news or opinions from others bloggers on the Internet.  The idea is to find the most interesting content out there and talk about it – right here. Today’s topic is courtesy […]